CUA Flash Sale 2026

4.49% APR Flash Sale

Know Your Tier. Get Your Rate.

4.49% APR

UP TO 72 MONTHS

Flash Sale: February 26 - March 2

Most dealers advertise great rates, then hit you with "well-qualified buyers only."

We're different. We're telling you exactly what qualifies.

ALL TIERS QUALIFY

Tier 1-2 ✓

Excellent Credit
(720-800+)

Tier 3-4 ✓

Good Credit
(660-719)

Tier 5-6 ✓

Fair Credit
(620-659)

Same rate for all tiers

Whether you're tier 1 or tier 6, you get 4.49% on quality pre-owned vehicles

Check Your Rate in 60 Seconds Browse Pre-Owned Inventory

YOUR MONTHLY PAYMENT

$19,000 loan at 4.49% for 72 months

$302/mo

Typical tier 5-6 rates (8-12%) would be $350-400/mo.
Save $50-100+ every month.

HOW IT WORKS

1

Check Your Qualification

Quick 60-second pre-qualifier (no credit impact)

2

Choose Your Vehicle

Browse quality pre-owned inventory across all brands

3

Lock In 4.49%

Secure this rate before March 2 ends

BONUS PROTECTION

Add warranty, GAP, or credit protection to safeguard your investment, and we'll give you 5 additional months at this incredible rate.

No games. No "well-qualified only" fine print that leaves you guessing. Just transparent rates and real savings.

You deserve to know your tier. You deserve to get your rate.

*4.49% annual percentage rate valid on auto loans February 26-March 2, 2026, with approved credit and Auto Pay, max 72 months. Minimum $10,000 loan up to 60 months, $15,000 for 72 months. No other discounts. Loans must fund by March 30, 2026. Existing Credit Union of America auto loans do not qualify. Loan at 4.49% APR for 72 month term would have a payment of $15.91 per $1,000 borrowed. Rates provided through Credit Union of America. Subject to credit approval.